Articles


Along with articles written by members of the Go Get Experts staff and our National Advisory Council, we also search the Internet, magazines and books to provide the best, most up-to-date information for you. Please bookmark this page and check back often for our latest articles including tips on choosing a real estate agent, loan officer, escrow officer or notary public; info on mortgage programs, the escrow process, title insurance, home buying, home selling, FICO scores, credit repair, and bankruptcy. Send us an email if there's a new topic you'd like to see covered here.


Ask the TITLEMAN™ - Authorized Receiver; Family Carryback; Increasing Loan Amount

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. This Receiver opened an escrow. He doesn’t know why the Escrow Officer asked him to file in our County and then record a filed copy of an order here. He isn’t very cooperative with her. I believe information is going to be hard to come by, and there are conflicting messages in […]


Posted: November 26th, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Surveyor’s Error; Transmutation; Will Kit

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I recorded a Quitclaim Deed to place my property into a Living Trust. I have discovered that the surveyor’s legal description contained a significant error which the surveyor has corrected by giving me a new legal description. The error: “….a distance of 275 feet more or less to the […]


Posted: August 3rd, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Added Endorsement; Divorced Owners; Release of Deed

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I have a guy calling about getting an additional insured endorsement for his policy as he has deeded into his trust. My company issued to him an ALTA Homeowner’s Policy. When I looked the policy it states under the continuation of coverages section includes “the trustee or successor trustee of […]


Posted: July 10th, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Beneficiary Deed; Patriot Act; Deed Unsigned

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I hope you can help confirm something for me. Somebody asked me a question and want to make sure I answered them right. They asked if on a Beneficiary Deed where somebody is taking title as sole and separate, they asked whether or not we still need a Disclaimer Deed from […]


Posted: June 2nd, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Bankruptcy; Loan Amount 100% Plus; Quit Claim Deed

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. One of our title examinations has a seller who filed Bankruptcy in another state. We asked for proper proceedings because we didn’t have the details of the bankruptcy. What we got was an instruction that the Bankruptcy Trustee must convey from this Chapter 7 case. They need all documents, […]


Posted: May 7th, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Mechanic’s Lien; Beneficiary Deed; Short Probate

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I received in the mail last week an Arizona Preliminary Twenty Day Lien Notice from an Electrical Supply Company, who is a subcontractor for a builder, who is doing work on this development of mine. Is this typical and is there anything that I need to do in response to […]


Posted: April 17th, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Beneficiary Deed; Owner Deceased

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. Thank you for taking my question regarding an issue that we are having. I have several deeds that are giving us trouble. There is a Beneficiary Deed that gives the property to it looks like all family members but not until the father passes away. Can you please just let me know […]


Posted: March 3rd, 2007
Topic : Ask the TITLEMAN™


Ask the Titleman™ - Escrow Canceled; Sole and Separate; Owners Deceased

by John T. Lotardo aka TITLEMAN™-Sr VP/General Counsel, Stewart Title & Trust of Phoenix

Q. I have an escrow which has cancelled due to the buyer unable to obtain new financing. I was told that the loan was denied due to a false social security number but the buyer’s agent is saying there’s some mix-up. Our seller is angry because the house was left off […]


Posted: January 12th, 2007
Topic : Ask the TITLEMAN™


Assure Compliance with HUD 10 Point Test

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

This week, Dr. Lacefield reviews the first five points of a ten point test to determine if your operation is legal or in danger of being cited by HUD as […]


Posted: December 15th, 2006
Topic : RESPA Updates


States Pick Up RESPA Guidelines Where Feds Leave Off

by Sharon Hassler, President, Go Get Experts

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield.

Dr. Lacefield discusses the decision by Ohio’s state government to address sham business operations. In August, the Ohio Department of Insurance released a draft rule that would tighten […]


Posted: December 8th, 2006
Topic : RESPA Updates


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